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For this Cranbrook mortgage broker, the rewards are in the relationships
Published 5:02 pm Sunday, February 22, 2026
As volatility eases, the market forecast looks good for Kootenay homebuyers, Andrew Ladriere says
Whether you’re buying your first home or your fourth, the prospect of such a significant investment paired with a complex process can be nerve-wracking. No two situations are the same, after all, and with so many moving parts, it’s easy to feel lost in the details.
It’s why it’s essential to have a trusted advisor by your side from the start – and why Cranbrook’s Andrew Ladriere built Myplace Mortgages on one simple principle: “Whether they’re buying their first home, refinancing to access equity, or investing in property, I treat every client like family,” he says.
“I was born and raised in Cranbrook and I love this community and the people who live and work here,” he notes. “It’s really rewarding to be able to share that with people in as meaningful a way as buying a home.”
What’s the role of a mortgage broker?
As a mortgage broker serving Cranbrook and the Kootenays, Ladriere works with banks, credit unions and non-bank lenders to secure stress-free approvals with the best terms for his clients. What that looks like can vary – some may focus only on the lowest rate, for example, while others want pre-payment flexibility, or to limit renegotiation penalties should rates drop.
It’s important to note that buyers pay no fees to work with a broker, as commissions come from the lending institutions.
And for Ladriere, securing the best terms is just part of the service. While approval often begins with just one call, he walks with clients throughout the process, from securing the appropriate documentation to getting the keys in hand.
What can the Kootenay homebuyers expect this year?
After a decade as a mortgage broker, Ladriere has seen markets ebb and flow in response to interest rates, housing stock and myriad other factors.
“It looks like it will be a good year for homebuyers,” he says, noting that with interest rates likely staying flat for the foreseeable future, stability in rates and housing prices allows for a more measured market. Barring unforeseen events like we saw with the impacts of the pandemic, “I think the main volatility has passed, so it’s a great time to not only buy your first home, but to consider upsizing if your family has outgrown your current house.”
To start your home-buying journey or navigate your mortgage renewal, connect with Andrew Ladriere at myplacemortgages.com, call 250-919-5474 or email andrew@myplacemortgages.com. And for the latest tips, trends and mortgage news, follow on Facebook and Instagram.